The benefits of using a dash cam are plentiful from recording dangerous behaviour on the road, providing valuable evidence and even giving peace of mind when you leave your vehicle unattended - read more about the benefits here. And although security and safety are vitally important, if we’re honest, nothing makes us feel better than saving a pretty penny - and you can do just that with our advice. So keep reading to discover how you can reduce your insurance premiums with the humble dash cam.
Reducing fraudulent claims
Fraudulent insurance claims are a major problem in the UK, with over £390 million being paid out by insurers each year, which affects honest drivers’ insurance premiums. However, having a dash cam is the perfect method for trapping dishonest drivers or those who purposefully cause incidents because their HD imagery and video footage is capable of capturing events that show who is truly responsible for accidents.
Craig Darwin, from Adrian Flux Insurance Services, said: “It is worrying to think that drivers are being placed in harm’s way by criminals with little regard for the law. Any technology that provides proof of who was responsible for an incident is welcomed by the insurance industry with open arms.”
Discounts on insurance policies
If you choose to invest in a dash cam, it can save you money in the long term. Many insurers are cutting their policy prices for drivers who can prove they own a dash cam as they’re recognising that drivers with a dash cam are more careful and confident on the road and want to feel safer.
To see an instant decrease in your premiums, Adrian Flux is offering Snooper and Cobra Electronics dash cam users up to 15% off their insurance quotes.
Don’t be caught out abroad
If you’re planning a trip to Europe, it is vital that you check to see if you are able to use a dash cam in a European country as there can be rather hefty fines attached. We’ve compiled a list of the countries where you can and cannot use a dash cam here.
Shop our dash cams here.