Dash cams can help stamp out 'crash for cash' cons
Ever heard the one about criminals driving around the UK and trying to get you to crash into them? Well, I’m afraid this is far from a joke.
These ‘crash for cash’ scams, whereby the criminals insist the accident was not their fault and then make inflated, fraudulent insurance claims worth thousands of pounds, have been in the news of late after it was revealed by the Insurance Fraud Bureau that they cost the UK £340m (€432m) every year.
Crash for cash under the spotlight
What’s more, the spotlight on crash for cash - or ‘induced accidents’ - was intensified last night (25th January) by the BBC in its Inside Out North West TV programme, which provided further insight into how the criminals like to operate, how their activities can affect motorists’ insurance premiums and where the main UK crash for cash hotspots are.
Now, just because it’s been in the news over the past week, it doesn’t mean crash for cash is a new form of criminal activity - it’s actually been running for many years.
However, what was clear about the Inside Out North West programme is that there is a new enemy of these types of scams: dash cams. The programme contained lots of footage of these crashes filmed from the dashboards of cars and buses and showing viewers just how obviously inauthentic and unusual they are. Much of the footage showed cars slowing down suddenly for no reason before the crash - something that is difficult to prove if you didn’t film it, but much easier if you did.
Dash cam sales rise 918%
At Snooper we feel that owning and fitting a dash cam is an important way of combatting these cash for crash criminals and, with an increase of over 918% in dash cam sales between in 2015 compared with 2014 according to figures from GfK*, UK motorists seem to agree.
This follows a trend seen in Russia over the past few years. In an interview with Radio Free Europe back in 2012, Aleksei Dozorov, a motorists’ rights activist, said: “You can get into your car without your pants on, but never get into a car without a dash cam."
So, if you’re thinking of purchasing a dash cam, there are a number of important factors to consider to ensure your footage is acceptable to insurance companies, including:
● purchasing an HD option to ensure the quality of the footage is useable
● ensuring the device has GPS location data, auto-loop recording and a good angle of view (minimum 118°)
Check out Snooper’s range of dash cams and accessories.
You can watch the BBC’s Inside Out North West feature on crash for cash scams here - the feature begins at around the 11 minute mark.
The BBC has also created a guide to avoiding becoming a cash for crash victim, which you can read here.
Have a question for the team at Snooper about dash cams? Feel free to get in touch today. Call +44 (0)1928 579 579 or complete our online contact form.
*GfK is the trusted source of relevant market and consumer information that enables its clients to make smarter decisions. For more about GfK visit www.gfk.com.